When we think about insurance, the first thought is free from financial losses due to unexpected accidents coming. Because the purpose of insurance is basically to reduce the uncertainty of the possibility of unexpected losses. In general, insurance is defined as an agreement where a person makes a bond with an insured to receive a premium to provide reimbursement to him for any loss, damage, or loss which may be experienced due to unforeseen events.
What insurance benefits?
Insurance is known in Indonesia include life insurance, general insurance and health insurance. Insurance is insurance that protects the property and its contents such as houses, apartments, cars and others.
Car insurance is intended to protect from the threat of unforeseen hazards such as collision, theft of car parts or even the car itself is stolen. By protecting a car with insurance, we can drive a car with a sense of calm and safe to travel anywhere.
Types of car insurance coverage consists of:
car insurance vehicle
Combined Insurance (Comprehensive) or All Risk
Guarantee losses resulting from major and minor accidents or loss with the imposition of additional equipment / vehicle destruction or loss.
car insurance vehicle
Insurance Losses Total (Total Loss Only / TLO)
Guarantee losses resulting from accidents with minimum damage to 75% of the sum insured or the vehicle is lost.
In addition to the basic protections such as the above, car insurance also provides liability insurance expansion such as the law against third parties and passengers, riots (Strike, Riot and Civil Commotion), Natural Disasters (Act of God), etc.. To learn more about the various terms in the fields of insurance, you can see on the page Glossary of Insurance.
At present, it is very easy for you to obtain car insurance an attractive and appropriate to the needs of as many insurance companies in Indonesia are competing by offering interesting programs. More and more people are insured indicates that the awareness to protect the price of their items from the possibility of danger is getting better.
Insurance companies in the country now compete to provide the best service for the community, both in terms of programs to claim problems.